Resources, Guides, News

resources on obtaining loans

Getting Loans

Discover comprehensive insights and practical advice on securing funding, managing cash flow, and optimizing financial strategies for your small business.

Using a Line of Credit to Complete More Jobs and Grow Your Construction Business

Construction businesses often face cash flow challenges due to costly overhead expenses—think labor, materials, equipment, and insurance.

Fed's are officially cutting rates

The Federal Reserve made a key move for the first time in terms of interest rate cuts since the outbreak of the hyper-inflationary period following the Covid-19 pandemic.

Announcement: Rates are Dropping

The Federal Reserve has announced that interest rate cuts are on the horizon in Q4 2024. What does this means for small business credit rates?

Line of Credit Depot Eases Credit Requirements Amid Tightening Lending Landscape

Line of Credit Depot (LOCD) has revealed intentions to relax their credit requirements, for business loan products.

Why Manufacturers Should Consider Unsecured Lines of Credit

As a manufacturer, quick access to capital is crucial for smooth operations. You need to cover variable expenses like payroll, inventory, and equipment repairs when the need arises. An unsecured line of credit can provide that flexible working capital without the need for collateral.

Lines of Credit vs Loans: Which is Best for Manufacturers?

As a manufacturer, you need access to capital to keep your business running smoothly. But should you get a term loan or line of credit? Understanding the key differences will help you determine the best financing option.

resources on current events

Economy & Government

Discover comprehensive insights and practical advice on securing funding, managing cash flow, and optimizing financial strategies for your small business.

Announcement: Rates are Dropping

The Federal Reserve has announced that interest rate cuts are on the horizon in Q4 2024. What does this means for small business credit rates?

Securing Financing before Standards Tighten

An article released by ZeroHedge highlights the concerning rise, in credit card delinquency rates, which have reached their levels in over a decade surpassing 3%. As consumers face challenges with increasing costs and debt burdens banks are becoming more cautious and getting approved for a new line of credit is getting harder.

Small Business Spotlight: Craft Breweries Driving Colorado’s Economy

Colorado is famously home to a thriving craft beer scene, with breweries popping up in all corners of the state. As these small businesses continue growing and innovating, they’ve become a major economic driver that supports local communities.

Small Retail Businesses and the Changing Face of Colorado Main Streets

Main streets across Colorado are looking a bit different lately as small retail businesses face new challenges in a shifting economic landscape. While mom-and-pop shops were once the heartbeat of local downtowns, recent years have brought new hurdles that make it harder for these small businesses to survive. However, many are finding creative ways to adapt and continue serving their community.

Tips for thriving as a small business in Texas' competitive landscape:

Thriving as a Small Business in Texas’ Fiercely Competitive Market

How Small Businesses Are Driving Job Growth in Texas

While corporations often dominate the headlines, it is actually small businesses that drive job creation in the Lone Star State. Recent data highlights the significant contribution of Texas' thriving small business community to the state's economy and employment growth.

resources on current events

Banking & Credit

Discover comprehensive insights and practical advice on securing funding, managing cash flow, and optimizing financial strategies for your small business.

Announcement: Rates are Dropping

The Federal Reserve has announced that interest rate cuts are on the horizon in Q4 2024. What does this means for small business credit rates?

Securing Financing before Standards Tighten

An article released by ZeroHedge highlights the concerning rise, in credit card delinquency rates, which have reached their levels in over a decade surpassing 3%. As consumers face challenges with increasing costs and debt burdens banks are becoming more cautious and getting approved for a new line of credit is getting harder.

Small Business Spotlight: Craft Breweries Driving Colorado’s Economy

Colorado is famously home to a thriving craft beer scene, with breweries popping up in all corners of the state. As these small businesses continue growing and innovating, they’ve become a major economic driver that supports local communities.

Small Retail Businesses and the Changing Face of Colorado Main Streets

Main streets across Colorado are looking a bit different lately as small retail businesses face new challenges in a shifting economic landscape. While mom-and-pop shops were once the heartbeat of local downtowns, recent years have brought new hurdles that make it harder for these small businesses to survive. However, many are finding creative ways to adapt and continue serving their community.

Tips for thriving as a small business in Texas' competitive landscape:

Thriving as a Small Business in Texas’ Fiercely Competitive Market

How Small Businesses Are Driving Job Growth in Texas

While corporations often dominate the headlines, it is actually small businesses that drive job creation in the Lone Star State. Recent data highlights the significant contribution of Texas' thriving small business community to the state's economy and employment growth.